Sometimes there are things that you want to add onto car insurance, and it is not an option available for you. It is not a good idea to go with a company that will not offer you what you want and need. It is the best idea to go with a company who will offer you Optional Car Insurance Cover on everything that you will ever need or could want in your insurance. Some people might say that they don’t want to pay extra for that, but other people want all the coverage and benefits that they can get for the right price.