A few years ago, m husband lost his job. While he was out of work, he accumulated a little bit of credit card debt. He has been working on paying it off now that he has a new job. However, his card has a high APR. I have been looking for 0% APR credit cards for my husband. He will be able to pay off his credit cards a lot faster if he does not also have to pay interest. He still has very good credit so I am hopeful that he will be able to qualify for one of these offers.